Did you know some lenders are reluctant to lend to older people if they don’t have enough super to pay out or significantly reduce the home loan when they retire but others have no issue with this.

So, as you get older (and we are talking about only being in your fifties), you might become more mature but you also might find that getting a loan gets tougher.

Less of an issue if the finance is for an investment property but still something that you need to know.

• Offset Accounts
• How good is a pre-approval?
• Savings Ratio has dropped to 3 year low
• Big changes taking place
• Easing of Lending Policies
• Finance for smaller units
• Every Little Bit Counts
• Benchmark Rates decreasing
• Redraw Facility Explained
• We did predict this!

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