We have helped many people buy their homes.

With some, it has been their first place but for others it’s a matter of moving on for any one of a number of reasons.

Age is no barrier as our clients have ranged in age from as young as 18 years old but regardless of your age, it can be very daunting. It’s a huge financial commitment and one that requires some careful planning and decision making but we have the knowledge and systems in place to make it as easy as possible.

We’ll work with you to understand your financial position—we’ll look at your savings or equity, your income and existing financial obligations; we’ll look at your goals so that we can understand what you need in a loan and we’ll work out what you can do at the moment. If you’re not in a position to move at the moment, we’ll talk to you about what you could do to improve your position and see how we can help you achieve it.

We’ll work through issues such as the choice of principal and interest vs. interest only repayments, Fixed Interest Rates vs. Variable Rates, Standard Variable Home Loans vs. Lines of Credit and so on to provide a selection of the suitable options available.

We’ll submit the paperwork required for the lender to assess the loan and follow through so you can sit back and get on with the routine of life without having to run down to the bank with more information so life will be just that much easier and, once the loan’s approved, we’ll look after the submission of the paperwork for the First Home Owners Grant if this applies and work with you in the lead up to settlement.

We’ll even provide a checklist to make sure that you tick off all the things that you need to do as part of moving!

Our partnership with you will continue even after you move. We will ring after a few weeks to see if you have any more questions and to make sure that your repayments are coming out of your account and will then check with you regularly in the years ahead to see how we can continue to help you.

And if you’d like to know just how much you could borrow before you go shopping, then we can also organize a conditional pre-approval for you so you can confidently go out and look for your home.