Every time we hear another announcement by a lender about a special offer that they are releasing or we read about a change in policy, it really does highlight the need to get professional advice from a mortgage broker such as FinancialPlus.

The intricacies of a home loan have always been a complicated subject but the rate at which changes are being announcements now simply make it practically impossible for anyone not in the industry to fully understand the features of a loan and to find one that suits their needs the most.

There’s more to a home loan than just finding a great interest rate because what may seem attractive on the surface may fade into the background when fees and charges are taken into account so care must be taken. We have software that we use that does this comparison and provides information on the total interest and fees over the life of the loan so we don’t just look for the cheapest rate but the overall cost over the term of the loan.

There are four main aspects to a home loan application – income, expenses, assets and liabilities – but the differences in how lenders are treating components of each of these is simply amazing.

Don’t be fooled into thinking it is an easy job – it’s not!

• Increase the odds of getting your home loan approved
• Fixed Rate Special Deals
• ‘Affordability crisis’ – a housing industry fiction?
• Expanded Finance Options through Gold Coast Mortgage Broker
• New Loan to Get your Home Quicker
• Invoice Finance
• Maximising Your Property’s Tax Depreciation Potential
• Link to Australian Tax Office Rental Guide
• ANZ Fixed Rates
• Revised Fixed Rates for Suncorp

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